How to Use eWallet to Save Money on Recharge and Online Payment


The use of eWallets are increasing all over the world. The increasing use of digital money has also been on the top agenda of the government and the financial institutions. This is mainly because it allows an easy management and transparent system compared t cash transactions. But this is not why many people are using it.

The main reasons why people are attracted to the eWallets are the discounts they offer along with the ease of payments. Most of the ewallets were launched just for the convenience of payment made online which has now gone to attractive discounts and malls.

How to Use eWallet to Save Money


What is an eWallets?

Before any discussion let us understand what is an eWallet. eWallets is an online prepaid account which is used to store money. This allows transactions using online and offline mode using a smartphone or computer. They are a fast way of making payments as compared to the bank apps and hence are so popular. The use of eWallet is now replacing the use of actual wallet at a fast pace.

The increasing use of eWallets has started because of the affordable smartphones and wide network and low-cost internet connections.  The use of internet has reached every doorstep which once looked impossible. The users of eWallets have also increased because of accessibility.

Then there are also many online shopping options which have added to the popularity. It is like a vicious circle which is making grounds for the eWallets to so popular. The shopping websites have easy payments options and on the top is the use of eWallets.


Along with this, the eWallets are highly used by many corporate and non-corporate employees who like to use it pay utility bills. The ease and convenience are adding more users to the list. Now, people from various different backgrounds who wish to avoid those long queues prefer these single clicks.

The best part of using an eWallet is that there is no need for any debit card or credit card for making payments. There is an easy click of making the transaction. It has become a very convenient way of sending or receiving money from friends and family.

Where can one use the eWallets

There are a lot of activities where the eWallets are useful. The common uses of these wallets are:

  • Payments of utility bills
  • DTH recharge
  • Mobile recharge
  • Mobile bill payment
  • Online grocery bills
  • Online travel portals
  • E-commerce portals

How to save money using these wallets?

As stated the main reason why huge number of people have started using these wallets is the discount they offer. All the popular wallets allow interesting cashback offers or attractive cash discounts on every transaction.

PayTm: This is a very popular eWallet which has captured the whole market. There is a paytm mall which is a whole shopping option in itself. There are various paytm wallet offers available that provides cashback and discounts on your transactions. Few of them are:

  • Cashback of Rs 200 on electricity bill payment.
  • Rs 200 Cashback on Datacard recharge
  • Cashback on Rs 50 recharge for all users

Mobiwik : This is a eWallets which was launched with the intention of ease of payment bills and online recharge. The wallet has a lot of offers which attracts the users for its use. Few o these offers specific for this wallet are

  • 50% on recharge and bill payment
  • Upto Rs 500 off on recharge and bill payment for all services
  • Upto Rs 300 off on Airtel prepaid recharge for all Airtel users.
  • Supercash Rs 100 on postpaid bill payments for all users.
  • Flat Rs 50 supercash on online recharge or bill payment (Valid for 4 times)

Oxigen: This is another name to the popular list which is a eWallet. Widely used for online payments. It is unified with NPCI and trusted eWallets by many. Oxigen is dedicated to provide its customers nothing but the best and thus it offers great services and attractive discounts. The major discounts that oxygen offers are:

  • 8% off on the total bill purchase on ebay.
  • Flat 25% off on the payment at Voylla.
  • Rs 20 wallet money at the registering.
  • 15% off on the bill payment at shopclues
  • Rs 25 cashback on the giftcard.

PayU: Another very secure way of online payments which offer attractive discounts at each payment. PayU has more than 4000 merchants all over the country which is why it enjoys such huge numbers of users and is able to provide attractive discounts. Some of the discounts which it offers are:

  • Cashback of Rs 150 off on DTH recharge for all users
  • Cashback of Rs 150 off on DTH post paid bills
  • Flat Rs 50 off on entertainment/food apps like Bookmyshow, Foodpanda, dominos etc
  • Upto 50% off and 1% saving on purchases on Hidesigns.

The users must check the benefits before they make any payments. The eWallets offer discounts on each transaction and thus before making any purchase or paying any bill it is best to check what offers are available.

The users can use more than one wallet to enjoy higher benefits. The users can also check the discounts on different eWallets to pick the wallet which has the best offer for them. Since these wallets are available for free there is no reason not to benefit from them.

The users at the same time must ensure that they keep their accounts protected. The wallets are easy to be misused if the phones are misplaced and thus they should also be password protected which is something many users to no remember to do. These passwords should not be shared with anyone and must not be stored on the devices.

eWallets have become the new wave which provides easy money transfer and ample opportunities for saving the hard-earned money.


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