Home Business Capital One Venture X: Is it the Right Travel Card or You?

Capital One Venture X: Is it the Right Travel Card or You?

by Olufisayo
Capital One Venture X

Capital One Travel offers two miles for every dollar spent and up to five or ten per mile earned when booking travel through the program, plus airport lounge access, cell phone protection and rental car elite status for each trip booked through them. Additionally, enjoy airport lounge access and cell phone protection.

The program’s portal booking will bring the greatest benefit, while travelers who wish to use their $100 credit toward Global Entry or TSA PreCheck fees could find additional value from this card.


Capital One Venture X Rewards Card comes loaded with features that easily outweigh its $395 annual fee (please refer to rates and fees for details). These benefits include an annual travel credit of $300, access to up to two airport lounges per year for both cardholder and guests and purchase security, which reimburses up to $500 per eligible item in case it’s stolen or destroyed.

Additionally, the card offers an exceptional earning rate on most purchases, with 2 miles earned for every dollar spent (including non-travel expenses such as groceries and gas). Furthermore, this Capital One Venture X card review says that portal purchases provide even greater earning potential; flights earn 5 miles per dollar spent while hotels and car rentals gain 10 miles. Redemption options such as cash back redemption can make this card particularly lucrative on airfare purchases.

Capital One Venture X stands out as a top premium travel card, boasting an excellent earning rate, generous welcome bonus and travel protections that may come in handy during travel expenses and lounge access. However, its annual fee of $395 makes this option less attractive – so make sure your spending and lounge access justify its cost before applying. Otherwise consider other more cost-effective premium travel credit cards instead.


Capital One Venture X Rewards credit card could be ideal if you like earning and redeeming miles for flights – its sign-up offer of 75,000 bonus miles after spending $4,000 within three months is among the best we have seen and could get you up to $700 worth of travel bookings!

This card also offers some valuable annual benefits, including $300 in travel statement credits each year and 10,000 anniversary bonus miles; however, its $395 annual fee can be difficult for frequent travelers to cover.

Notable advantages of this card include its ability to offer 2x miles on travel and restaurant purchases made using it, redeemable through the portal or transferred directly to many airline/hotel partners.

Venture X cardholders also gain access to Capital One Lounges located at Dallas-Fort Worth International Airport (which you can see here), Washington-Dulles International Airport (IAD), Las Vegas-Harry Reid International Airport (LAS), with two guests allowed per cardholder entering these lounges.

The card also comes equipped with other travel-related perks, including primary car rental coverage, trip delay insurance and cell phone protection as well as Hertz President’s Circle status for free. In addition, travel and purchase protection features like price match guarantees and return protection are provided as additional advantages.


Capital One Venture X credit cards provide premium travel benefits, such as access to airport lounges. However, in order to qualify for these benefits, you’ll need excellent credit and travel frequently enough to justify paying an annual fee.

Capital One has not released an exact minimum credit score requirement for their Venture X card, though most data points suggest a score in the “good” range – either 740 or higher is required to meet instant approval for this credit card. We have heard from readers with lower or higher scores who were approved instantly but it would still be wise to try to increase it prior to applying.

Capital One Venture X requires both a Social Security number or Individual Taxpayer Identification Number as well as a physical U.S. address to receive mail. You should have a source of income and be 18 or over to qualify. In addition, its annual fee will be waived during its first year and no foreign transaction fees apply – these requirements can all be found below.


Capital One Venture X is an ideal card for travelers who seek high rewards rates (https://www.credit.com/blog/review-capital-one-venture-x-rewards-credit-card/) on travel-related spending, but do not require the added benefits that many premium travel cards provide. No subscription services must be subscribed to just to offset its annual fee – instead generous rewards await all types of purchases.

Capital One offers two miles for every dollar spent on non-bonus purchases, which can add up quickly if you frequent restaurants or spend a significant amount on dining-related expenses. Plus, their pre-approval feature makes application and waiting easier!

Making an application for the Capital One Venture X should be straightforward, although recent inquiries can play a factor in your application evaluation process. If this poses a potential hurdle to you being approved for one, check your credit score with Experian, TransUnion and Equifax prior to applying.

Photo by rupixen on Unsplash

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